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PhonePe – UPI Payments, Recharges & Money Transfer

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Use PhonePe for instant bank transfers & more! Get a scratch card up to Rs.1000 on your first money transfer on #PhonePe. Use my link-


About PhonePe – UPI Payments, Recharges & Money Transfer

PhonePe is a revolutionary way to make mobile payments in India. From UPI payments to recharges, money transfers to online bill payments, you can do it all on PhonePe. PhonePe is way better than Internet Banking and offers you the safest and fastest online payment experience in India.

Things you can do on the PhonePe app -
- Send and request money from your contacts anytime, anywhere.
- Recharge prepaid Mobile for most major operators/Datacard/DTH connections across the country.
- Pay postpaid Landline, Datacard and Mobile Bills for all major operators.
- Pay for utilities such as electricity and gas bills.
- Check your account balance, save beneficiaries and manage multiple bank accounts.
- Get refunds and cashbacks the o your bank account in an instant.
- Split bills with your friends and settle them right away.
- Shop on Flipkart, Myntra, Jabong, and other online shopping websites.

What is the offer?

Referrer will receive a scratch card (minimum ?75) up to ?1000 when the referred user does their first money transfer through UPI on PhonePe for the first time
A referred friend is a user who has installed the PhonePe app after clicking on the referral link of the referrer.


What is the eligibility criteria?

Referred friend must do their first ever money transfer to a PhonePe user (using a phone number or a person with a ‘@ybl’ BHIM UPI ID)
A minimum value of the money transfer must be ?100
First ever money transfer must not be to a non-PhonePe BHIM UPI ID
Referred friend must complete their first ever money transfer within 15 days of signing up on PhonePe using the referral link
This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.


What is the offer duration?

Offer will start at 14:00 hrs 14th February 2019
How many times will I be awarded the Scratch card?

This offer can be availed only once per successfully referred friend
Referred friend must be transferring money using a bank account that has been linked on PhonePe for the first time
How do I get the Scratch card?

A friend needs to install the PhonePe app using the referrer’s referral link
On the PhonePe app, a referred friend needs to click on To Contact
The referred friend needs to select the contact to whom he/she wants to transfer
The referred friend needs to enter the amount he/she wishes to transfer
A referred friend needs to complete the money transfer
The offer is valid only once per Bank Account and only once per PhonePe registered customer
How do I redeem the Scratch card and get cash back?

On a successful transaction of money transfer, you get the scratch cards
In the PhonePe app, click on View all Rewards section
Find the unscratched cards and swipe to redeem the rewards
Once redeemed scratch card cashback will be credited within 24 hours
Please be informed that no cashback will be given in case if you have closed your PhonePe wallet.
Scratch card redemption limit is up to one year
Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / ios version 5.0.31.1000 and above. Upgrade your app to redeem cashback


When do I get the Scratch Card?

Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction.
What happens in case of refund/cancellation of my transaction?

In case of any cancellations, the cashback processed post redemption on a scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
Refunded amount less of cashback will be credited to back to the source of funds used while making payment.


Other Terms and Conditions:

In case the PhonePe wallet limit for the month has been reached(?10000), the cashback will be credited on the first business day of the next month.
Offer is applicable on both iOS and Android devices.
Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.
Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
Customers' participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
In case of any dispute, Phonepe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.

What's New

- Launching Myntra, OYO and AbhiBus in the 'Apps' section!
- Bug fixes and performance improvements